Find the Right Loan and Get Into Your New Home
We compare multiple loan programs to find what fits your situation.
We compare multiple loan programs to find what fits your situation.
We do not share your information
Buying a home is one of the biggest financial decisions you'll make. The right mortgage makes the difference between a comfortable payment and one that stretches your budget. 1st Nationwide Mortgage helps you compare loan options so you choose the program that fits your finances.
We offer purchase loans for primary residences, second homes, and investment properties. Whether you're a first-time buyer or a seasoned investor, we have programs that work.
As little as 3% down for first-time buyers. Competitive rates with 700+ credit. PMI removed at 80% equity.
3.5% down with 580+ credit. Gift funds allowed. Higher DTI limits. Government-insured.
Zero down for eligible veterans and active military. No PMI. Backed by the VA.
Zero down for eligible rural and suburban areas. Income limits apply. Government-guaranteed.
The home-buying process doesn't have to be overwhelming. Here's a simplified overview of what to expect from start to close.
Ranges from 0% (VA/USDA) to 3–3.5% (conventional/FHA) to 20%+ for no PMI. Gift funds and down payment assistance programs can help cover the amount.
Typically 2–5% of the purchase price. Includes appraisal, title insurance, origination fees, escrow, and prepaid items. Seller concessions can offset some costs.
It depends on the loan program. VA and USDA loans offer zero down. FHA requires 3.5%. Conventional loans start at 3% for first-time buyers. Your loan specialist can help determine the best option.
Minimum credit scores vary: 580 for FHA, 620 for conventional, 580 for VA. Higher scores get better rates and more program options.
Yes. Options include bridge loans, home equity lines, or qualifying with both mortgage payments. Your loan specialist can walk you through the options based on your equity and income.
Most purchase loans close in 30–45 days from application. Providing documents quickly and responding to requests promptly helps keep things on schedule.
Absolutely. Pre-qualification tells you your budget, and sellers take your offer more seriously when you have financing in place. It's quick and doesn't hurt your credit.
Get pre-qualified in minutes. No obligation, no credit impact.
Call (833) 350-9185
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